The cost of car insurance has surged again by an inflation-busting 18 percent on a year ago taking the typical premium up to £850.

Young drivers aged 24 and under continue to face the highest annual premiums with the figure up £310 a year to £1,901 with the result many are being priced off the road.

People aged 80 and over saw the biggest percentage rise of 27 percent with the typical annual premium up by £139 to £656.

Insurers blame a rise in car values, labour costs for skilled bodywork…