Many state pensioners are facing a significant financial shortfall, with some missing out on as much as £70,000 over a 20-year retirement.

According to a new analysis from Money Mail, this gap is due to three main factors: region, age, and gender.

Regional disparities: A North-South divide

Pensioners in different parts of the UK were found to receive vastly different amounts from the state.

For instance, the analysis showed men aged 85 to 89 in the East of England receive an average of £12,130…