HM Revenue and Customs (HMRC) recently disclosed that over 10,000 payments amounting to £12.5 million have been made since last year by individuals using a new digital service to boost their State Pension payments. However, those aiming to maximise their retirement income through the contributory benefit have just two weeks to address any gaps in their National Insurance (NI) records dating back to 2006.

Usually, voluntary contributions can only be made for the past six tax years, and after…