Money expert Martin Lewis has issued a warning to state pensioners – and indeed anyone – who is planning to ‘heat the human, not the home’ to stay warm without heating this winter.

After the £300 Winter Fuel Payment was axed and the £300 Cost of Living payment also retired last year, when combined with rising energy bills, state pensioners in particular will be hard hit financially this winter.

As a result, many pensioners and other vulnerable groups in the UK will be looking to…