Martin Lewis has shared a brilliant way people can clear their credit card debts if they are struggling to get on top of their outgoings and the amounts they need to pay back each month – by sticking a bowl of water in the fridge.

The money saving expert, speaking on the ITV1 and ITVX Martin Lewis Money Show Live, set out key advice on credit cards and debts including how to make balance transfers to 0 percent interest cards in order to buy breathing room to get debt-free.

But it was one very…