It’s another tough winter this year as inflation goes up, energy bills rise and for state pensioners in particular, the £300 Winter Fuel Payment has been switched to a means testing scheme.

While running the heating is definitely the right thing to do if you can afford it, there are, tragically, many who will be facing tough choices this winter, faced wth the loss of their £300 Cost of Living Payment which was also axed completely this year while the Winter Fuel Payment is no longer…