Martin Lewis slammed the social norms around credit cards in his BBC podcast as the Money-Saving Expert explained a unique way of using them to bypass the debt aspect and make it “more powerful” than a debit card.

The finance guru got into the nitty gritty of the contested cards while answering a fan question from Helen, who was debating the topic of acceptable short-term debt with her husband.

Sharing his “catchphrase”, Martin emphasised that credit cards are ideal to use if you “pay it off…