Every year, around 10,000 pension savers are forced to pay on average £3,000 each to HMRC tax unnecessarily. Incredibly, some have had to hand over as much as £55,000.

They then have to go through the bother of either claiming it back from HMRC or waiting for a refund, that will arrive long after the tax year is over.

Incredibly, the scandal has been going on since 2015, with pensioners paying a staggering £1.2billion in tax since then, completely unnecessarily.

That money belongs to them…