A looming tax deadline is fast approaching and HMRC could fine £3,000 per person for those who miss it or fail to inform the taxman about changes to their personal circumstances.

Tax credits are a form of boost to your pay packet that must be claimed directly from HMRC and include Child Tax Credits and Working Tax Credits.

New applications can no longer be made, with both schemes having been rolled into Universal Credit, but for the potentially millions out there still on tax credits, they…