With energy bills rising by another £149 this winter and millions of state pensioners facing the loss of their automatic £300 Winter Fuel Payments, many households across the UK – both working and retired – will be looking for ways to save on bills this winter.

Everything from boiler changes to thermostat settings is worth scrutinising this year – but there are still some things you can do once every last bit has been squeezed from adjusting all your appliances.

And one tip that can be used…