An inheritance tax rule is being hailed as a “game-changer” in estate planning, as it offers a significant opportunity to reduce families’ tax bills and support charitable causes.

Under current inheritance tax laws, estates valued above the £325,000 threshold are typically taxed at 40 percent.

However, as Ben Rogers, a chartered financial planner at Equilibrium Financial Planning, explains, there’s a way to lower this rate to 36 percent by making charitable donations.

He said: “If you…