Despite a scam being carried out every 37 seconds in Britain*, almost a third (31%) don’t think they will ever fall for one. This attitude has been dubbed ‘optimism bias’, where people expect to experience positive rather than negative events and so dismiss worst case scenarios.

Yet despite always looking on the bright side, over a quarter (27%) of adults have been the target of an online fraudsters. While 53% acknowledged they could be vulnerable to hackers and con artists, only 50%…