Money saving expert Martin Lewis says millions of workers have turned down a payrise this year without even realising it.

Martin, who this week is taking some time off to be with his wife and daughter for half term, has told workers that an issue with your pay and pensions on PAYE could be costing you a lot of money as he urged people not to make the mistake or to fix it.

Martin explained that employers now opt-in employees into their pension scheme automatically. This has been the case for…