Thousands of people up and down the country claim Universal Credit, the DWP’s catch-all benefit which is slowly replacing various other benefits in order to support people on low incomes.

Universal Credit is not just for those out of work, but is also applicable to many working full time on low salaries as a means to top up income.

But the benefit doesn’t stop there, and many may not realise that Universal Credit can be a gateway to as much as £4,278 of freebies and discounts you can…